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Terms of Service

Last updated: February 14, 2026

Welcome to FiscalFold. By accessing or using our website at www.fiscalfold.app, you agree to be bound by these Terms of Service.

1. Service Description

FiscalFold provides free online tax calculation and comparison tools. Our service computes income tax estimates based on official government tax tables and provides AI-powered explanations grounded in cited government publications.

2. Informational Purposes Only

FiscalFold is not a tax advisor, accountant, or financial advisor. All tax calculations, comparisons, and explanations provided by our service are for informational and educational purposes only. They should not be relied upon as tax advice.

Our calculations are estimates based on statutory tax rates and standard deductions. They may not account for all credits, exemptions, local taxes, or individual circumstances. Always consult a qualified tax professional for advice specific to your situation.

3. Accuracy of Data

We strive to maintain accurate and up-to-date tax data sourced from official government publications including IRS Revenue Procedures, HMRC guidance, and OECD Taxing Wages reports. However, we make no warranty that the data is complete, current, or error-free.

Tax laws and rates change frequently. While we update our data for each tax year, there may be delays between legislative changes and updates to our service.

4. Acceptable Use

You agree not to:

  • Use automated scripts, bots, or scrapers to access the service excessively
  • Attempt to circumvent rate limits or security measures
  • Reverse engineer or attempt to extract the source code of our API
  • Use the service for any unlawful purpose
  • Redistribute our API data or calculations commercially without permission

5. Rate Limiting

To ensure fair access for all users, our API enforces rate limits. Exceeding these limits may result in temporary restrictions on your access. Normal interactive use of the website will not trigger rate limits.

6. Intellectual Property

The FiscalFold name, logo, website design, and original content are the property of FiscalFold. Tax data sourced from government publications remains in the public domain. Our compilation, presentation, and analysis of this data is our original work.

7. Limitation of Liability

FiscalFold is provided "as is" without warranties of any kind, express or implied. In no event shall FiscalFold be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the service, including but not limited to:

  • Tax filing errors based on our calculations
  • Financial decisions made using our comparisons
  • Service interruptions or data inaccuracies
  • Relocation decisions based on our "Best Places to Live" feature

8. Third-Party Links

Our service may contain links to third-party websites (such as IRS.gov, OECD.org, and government tax authority websites). We are not responsible for the content or privacy practices of these external sites.

9. Modifications

We reserve the right to modify these Terms at any time. Changes take effect immediately upon posting. Your continued use of the service constitutes acceptance of modified terms.

10. Governing Law

These Terms are governed by the laws of the United States. Any disputes shall be resolved in the courts of competent jurisdiction.

Contact

For questions about these Terms, contact us at legal@fiscalfold.app.